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Straight answers on PEO costs, contracts and switching, written for business owners.

October 6, 2026 · PEO EducationFully Insured, Level-Funded, or PEO: Choosing the Right Health Plan PoolA small business can buy health insurance through three pools — a fully insured small group plan, a level-funded health plan, or a PEO's master plan — and the right…Read

September 15, 2026 · PEO EducationPlatform PEOs vs. People PEOs: Which Bucket Are You Buying?Every PEO leads with either its software or its service team. Learn the two PEO service models, which bucket fits your headcount, and the questions that expose it before you…Read
August 31, 2026 · PEO EducationThe Rep With the Best Pitch Shouldn’t Be Setting Your Labor CostsA published PEO admin fee is one line of your bill. Without competing PEO quotes on the table, the best sales force sets the rest by default.Read
August 20, 2026 · PEO EducationPEO vs. Fractional HR: Most Founders Buy One and Need BothPEO vs. fractional HR isn't a competition. A PEO buys rates and compliance; fractional HR does the daily work. Here's which problem you actually have.Read
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August 10, 2026 · PEO EducationThe 2027 Renewal Math Most Small Employers Won’t See Until OctoberYour 2027 health insurance renewal was largely priced this summer, months before you see the letter — carriers filed their 2027 small group rates with state regulators in June and…Read
August 3, 2026 · PEO EducationYour Best Candidate Just Picked the Other Offer for the Benefits — Here’s Why That’s FixableA candidate turns down your offer. You matched their number, maybe even beat it. They still say no — and when you ask why, the recruiter mentions it almost as…Read
July 28, 2026 · PEO EducationYou Hired Your Way Into a Different Compliance WorldAn owner hires two more people in the same quarter. Revenue is up. The team is finally catching up to demand. Nobody throws a party for employee number fifty-one —…Read
July 21, 2026 · PEO EducationWhen Your PEO Switches Partners, Who Actually Protects Your Pricing?A mid-year email lands in your inbox. Your PEO has a "new partnership." New workers' comp carrier. Or a refreshed benefits network. The language is warm — better service, stronger…Read
July 14, 2026 · PEO EducationCalifornia Approved a 10.4% Workers’ Comp Rate Jump — What Business Owners Should Do Before RenewalOn July 10, California Insurance Commissioner Ricardo Lara approved a 10.4% increase in the state's workers' compensation benchmark rates. The new rates take effect September 1, 2026 — for new…Read

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